16, Sir William Newton Street
Port Louis, Mauritius
You’re based in sub-Saharan Africa. You need a banking partner based in a safe and stable jurisdiction. A reliable partner that’ll offer you financial products that you might not be able to access otherwise. You’re looking for a bank that values relationships above everything else.
We hear you. We’re here for you. We’re Elite Banking by Bank One.
Headquartered in Port Louis, Mauritius, Bank One Limited is a top-tier, award-winning banking institution incorporated in 2008 following a joint venture between Mauritian conglomerate CIEL Ltd and Kenya-based I&M Group PLC.
Leveraging on a team of experts across our four main business segments (International Banking, Corporate Banking, Private Banking and Personal Financial Services), we have strengthened our presence locally and regionally and have mastered the intricacies of each market we serve.
We have a robust custodian network that extends to over 50 countries. Through our investment solutions and Euroclear as our main depository, all our clients have direct access to the sophisticated insights of our local and international experts.
The Bank plays an active role in supporting businesses in sub-Saharan Africa. We have deep development finance institution relationships and long-term funding lines in place with the German Investment Corporation (DEG), the International Finance Corporation (IFC) and the French Development Agency (Proparco). We’re rated A+ by CARE Ratings (Africa) and were voted Best Custodian Bank by CFI.co in 2021.
Our shareholders are some of the biggest players in the finance industry across the continent.
CIEL Finance is the Banking and Financial Services cluster of CIEL, an international Mauritian group listed on the stock exchange of Mauritius with a market capitalisation of MUR 9.3 billion. CIEL Finance’s strategic presence in sub-Saharan Africa supports regional development while promoting synergies across financial operators.
I&M Group PLC is a regional banking and financial services group with a presence in Kenya, Tanzania, Rwanda, Mauritius and Uganda. Listed on the Nairobi Securities Exchange with a market capitalization of KES 37.5 billion, it is regulated by the Capital Markets Authority as well as the Central Bank of Kenya as a non-operating holding company.
The combined footprint of CIEL Group and I&M Group PLC provides Bank One with an unrivalled physical presence in sub-Saharan Africa. Our proven track record and real insights into continental Africa position us as your Bank of Choice.
The wait is over. No more endless, frustrating phone calls. No stuffy, old solutions to modern banking needs. You need a cutting-edge bank with deep knowledge and presence across Africa. You need a bank that offers all the usual services but also best-in-class wealth enhancement, management and diversification solutions. Our Elite Banking service is the life upgrade you’ve been waiting for.
Elite banking means elite service.
We’re always here to assist you: your dedicated Relationship Manager is just a call, chat or email away, ready to pro-actively manage your needs and requirements. You can always expect straightforward advice to even the most complex questions.
You can manage your finances in a cinch with our internet banking platform.
Access bank accounts and investments with a single login, and take banking with you on the go using our mobile app. You’re safe in the knowledge that we’re always a click or a call away, ready to assist you wherever you are.
You benefit from a host of dedicated banking offers that makes your banking experience a whole lot richer:
A range of foreign currency Current, Savings & Term Deposit Accounts; Visa debit cards; foreign currency credit cards and their loyalty benefits; FX and payment services, and secured loans are among some of the facilities you can expect.
Get access to an exceptional range of international investment opportunities thanks to our open architecture model, and benefit from real-time market updates on our online Custody Portal.
Whether you’re interested in technology or sustainable development, there’s an option for every risk appetite – and you can benefit from our expert wealth management and financial planning solutions, too.
Manage your investments yourself, and/or benefit from our execution services.
We bring you a one-stop-shop access to our extensive network of trading specialists who are experts in their respective asset class. You can always opt for our diversified investments and let us handle the heavy lifting based on your risk appetite.
Valuable advice, tailored to you.
Our partner networks open the door to specialist wealth advisory and financial planning solutions to help you preserve and grow your wealth to ensure your safe and comfortable future.
Enjoy FCY lending to the equivalent of your savings balance held with us.
Access a flexible alternative to mortgage financing whilst you continue to earn income on your savings.
Enjoy FCY lending up to the equivalent of 60% of the value of your investments held with us.
Do you need liquidity? Do you wish to take advantage of an investment opportunity without having to sell your hard earned assets? Our Lombard Loan offers an attractive and flexible financing alternative.
Discover our mortgages with a maximum of 100% Loan to Value for properties in Mauritius.
If you are looking for a mortgage that is tailored to your needs, look no further. With highly competitive rates, up to 100% Loan to Value for properties in Mauritius, you can find a mortgage solution that perfectly works for you.
Or you can access FCY mortgages in selected sub-Saharan African countries within our partner networks. The choice is yours.
You’ve put in all that hard work and late hours and your finances are flourishing. Now, you’re faced with a major decision: which institution should you trust to protect your wealth and make it grow?
You may have thought about the advantages of offshore banking but you’re not sure if you’re the right kind of client to enjoy such services.
Firstly, you should know that you’re not alone. There are hundreds of thousands of people like you across the continent who have succeeded in their line of work too, and who now enjoy offshore banking solutions. They, like you, are looking for a stable, secure and transparent jurisdiction, where they can seamlessly manage all their international financial needs and benefit from the best of global investment solutions. And increasingly, they’re turning to the island of Mauritius to fulfill – and exceed – those needs.
Over the past 13 years, Bank One has built a strong reputation as a Bank of Choice and a trustworthy partner from Africa, for Africa. Through our main business lines, namely Personal Financial Services, Corporate Banking, Private Banking and International Banking, we currently serve customers located in 19 countries across Africa, including Mauritius.
Our high caliber professionals come from various African countries and master the complexities of the different geographies and markets we serve.
Mauritius: one of the world’s most trusted jurisdictions for banking and investment.
Politically and economically stable, the island has garnered the reputation of being the international financial centre for Africa. Mauritius has repeatedly claimed top spots in good governance and ease of doing business rankings over the past decade, and is favoured by the world’s elite for its fiscal advantages.
Mauritius is highly-digitalized and boasts advanced banking and financial infrastructure, making it a prime banking destination: the local market is highly conducive to risk diversification and wealth growth opportunities, and offers access and investment solutions to the continent and international markets. It also benefits from 44 tax treaties and double tax avoidance agreements with countries across Africa and globally.
The island’s legal system combines the advantages of common and civil law, and its strategic location means that you’re always on time for business: Asia and Australia in the morning, Europe at noon, America after two, and Africa all day.
Wherever you go, wherever you’re based: it feels good to know that cross-border banking has never been easier with Elite Banking by Bank One.
Bank One Disclaimer
Welcome to www.bankone.mu!
Please read the following important information before accessing this Website:
This Website is owned and operated by BANK ONE LIMITED and the use thereof indicate that you accept the Bank’s Terms and Conditions of Use.
If you do not agree to the Terms and Conditions of Use, you should not use the Website.
The Bank may, at its entire discretion, at any time and without notice, modify or update such Terms and Conditions of Use. Such changes shall be effective immediately and you shall be deemed to have accepted same if you continue to use the Website.
Although the Bank endeavours to provide correct information on its Website, it does not give any warranty express or implied as to its accuracy, completeness and reliability.
The Bank does not accept any liability for any errors or omissions of whatsoever nature as regards information, materials, functions and applications contained in its Website or as to any third-party Websites linked to or from its Website.
Terms & Conditions of Use
1) Information available on the Website are allowed to be printed and / or downloaded for personal use only and not for commercial purposes.
You may not reproduce, transmit or store any information contained on the Bank’s Website on any other Website without the Bank’s written permission.
2) The Website is intended to provide general information on the Bank and its products and services.
No information contained on the Website shall constitute or is intended to constitute financial, legal, accounting, investment or other professional advice or services. You are advised to take professional advice from a suitably qualified professional or adviser before taking any decision relating to your finances or business.
3) You acknowledge that information transmitted via the Internet is susceptible to monitoring and interception and you will be bear all risk of using such means. You further acknowledge that any unsolicited information communicated to us via Internet cannot be guaranteed to remain confidential.
4) The Website may contain technical, typographical or other inaccuracies and you are urged to contact us to confirm all information contained on this Website before placing any reliance on it.
5) The Bank agrees to make reasonable efforts to ensure full performance of its Internet Banking transactions. The Bank will be responsible for acting only on those instructions sent through Internet Banking which are actually received. The Bank does not assume responsibility for any malfunctioning in communication facilities not under its control that may affect the accuracy or timeliness of messages you send. The Bank will not be responsible for any losses or delays in transmission of instructions arising or caused by any browser software. It will, furthermore, not be accountable should you provide incorrect instructions or if your payment instructions are not given sufficiently in advance to allow for timely payment or delays in mail service.
Collection of Information
The Bank will not collect any information about you except where it is knowingly provided to us through this Website. The information we collect about you will depend on how you use the facilities offered via this web site.
In the event that you enter information in the process of completion of an online application form, the information will only be collected by us if you submit that online application to us. In other words, if you log out prior to submitting your application, any information which you had entered would be automatically deleted.
The Bank requires information to understand your needs and provide you with a better service, and in particular for the following reasons:
Internal record keeping.
Use the information to improve its products and services.
Sending periodicals and promotional emails on new products, special offers or other information which the Bank thinks you may find interesting using the email address which you have provided.
Our Contact Centre may call you to suggest products and services that are relevant to your needs based on the information you have provided.
Occasionally, the Bank may also use your personal information to contact you for market research purposes.
The Bank may contact you by email, phone, fax or mail and may use the information provided to customise the Website according to your interests.
The Bank will not sell or distribute your personal information to third parties unless it has your permission or is required by law to do so. You may request details of personal information which the Bank holds about you under the Data Protection Act 2004. If you would like a copy of the information held on you, please write to us.
If you believe that any information the Bank is holding on you is incorrect or incomplete, please write to or email us as soon as possible. The Bank will promptly correct any information found to be incorrect.
In no event will the Bank be liable for any damages including but not limited to direct or indirect, special, incidental, consequential or punitive damages, losses or expenses arising out of the use of its Website, or incurred as a result of any failure of performance, transmission of information, any interruption or availability of its Website, delay in operation or transmission, computer virus, loss of data, or otherwise.
Neither the Bank nor its directors, shareholders, agents, consultants, representatives, officers or employees shall be liable for any damages or losses resulting from your use or inability to use its Website or any information contained therein, including without limitation any direct or indirect, special, incidental, consequential or punitive damages whether arising out of contract, statute and tort or otherwise.