Leadership

DAVID PROCTOR

Independent Director / Chairman (Appointed as director on 28.07.14 and Chairman from 01.01.15)

David Proctor previously held senior executive positions at Bank of America NT&SA (Thailand CEO), Standard Chartered Bank Plc (Group Head Risk Strategy, Europe CEO and UAE CEO) and Al Khalij Commercial Bank Q.S.C (CEO). He is currently an independent consultant and Chairman of BAS Consulting Pte Ltd, advising clients on strategy, governance, corporate finance and capital introduction. Mr. Proctor holds a BA (Hons.) Degree from the Cambridge University, England.

RAVNEET CHOWDHURY

Chief Executive Officer & Director (Appointed on 01.01.14)

Mr. Ravneet Chowdhury has a long career in the banking industry, occupying various senior positions in Standard Chartered Bank prior to his appointment as CEO of Standard Chartered Bank, Oman. He possesses extensive African experience, having worked in Southern and East Africa for a number of years, and has also worked for ABN AMRO and American Express Bank.
He is a qualified chartered accountant and holds a Bachelor of Commerce from the University of Delhi and an MBA from Henley Management College.

GAURI AJAY GUPTA

Non-Executive Director(Appointed on 02.03.17 )

Gauri Gupta is currently engaged as the General Manager – Corporate Advisory at I&M Bank Limited.
She has over 22 years of experience in Finance, Audit, Corporate Advisory and Banking Operations covering Product Development, Credit, Risk Management, and Strategic Planning. Under Corporate Finance, Gauri’s forte lies in M&A transactions including transaction structuring and legal documentation.
She is a Director on the board for several companies under the I&M Bank Group including I&M Burbidge Capital Limited, an East African Corporate Advisory firm supporting mid and large sized companies on significant capital raising through IPOs, private equity, debt and M&A transactions.
She holds a Bachelor of Commerce degree from Gujarat University and is a Chartered Accountant from the Institute of Chartered Accountants of India.

L.A. SIVARAMAKRISHNAN

Non-Executive Director (Appointed 07.03.16)

Mr. L.A. Sivaramakrishan serves as the Chairman of the Board Credit Committee, besides being a member of the Risk Management and Administration and Staff Compensation Committees.
Mr. Sivaramakrishnan is a post graduate in Agricultural Sciences from India and a certified Associate of the Indian Institute of Bankers. He has held senior positions in Bank of Baroda in India and Kenya earlier and is currently working as the Divisional Head – Business Development in I & M Bank Ltd, Kenya. He is also a director of I & M Insurance Agency Ltd, a fully owned subsidiary of I & M Bank Ltd.

MARC-EMMANUEL VIVES

Non-Executive Director (Appointed on 15.04.15)

Marc-Emmanuel Vives joined CIEL Finance Limited as Chief Executive Officer in September 2014, bringing with him more than 25 years of experience at Société Générale.
After starting within the General Inspection of the Group, he spent the next 18 years of his career in various assignments in emerging countries, first in Argentina as Commercial Director, then Chairman & CEO of Société Générale Argentina, later in Russia, as CEO of Bank Société Générale Vostok, before becoming First Deputy Chairman of Rosbank, finally in India as Country manager.
He holds a Master’s degree in Business Administration from HEC Business School France, as well as a degree in History from Sorbonne University in Paris.

SANDRA MARTYRES

Independent Director (Appointed on 02.09.13)

Ms. Sandra Martyres has over 25 years’ experience in Banking at the Senior Management level, overseeing all areas from the Front office (corporate banking, trade finance, dealing room) to support functions (Finance, HR, Admin, IT, Operations).
She retired from Société Générale as Deputy CEO – India. She is currently a member of the India Advisory Board of Société Générale. She is also an Independent Director on the Board of Novartis India Ltd and a Member of the Managing Committee of Alliance Francaise de Bombay.  Ms. Martyres holds a Master’s Degree in Economics from the University of Mumbai”.

JOZEF J M TOURNEL

Independent Director (Appointed on 09.06.16)

Mr. Jozef Tournel is a Business Consultant, specialized in Organisational Design, Business Strategy development and implementation of Human Capital development projects.
Mr. Tournel is the practice lead of Financial Services for Africa at EMA Partners International, a Global Executive Search & Organisational Design Company. His know-how in financial services is especially focused on Private Banking and Wealth Management, Private Equity and Investment Management. He worked as Managing Director for UBS Wealth Management and TPG Capital in Switzerland.
Mr. Tournel holds a Bachelor in Strategic HR Management from the Brussels University and a Financial Management post-university degree at the Antwerp University. He is a Fellow of the Mauritius Institute of Directors and is also a holder of an ISO 9001 lead audit certificate.

LEONARD CLEMENT MUSUSA

Independent Director (Appointed on 02.03.17)

Mr. Leonard Mususa is a Private Management Consultant with extensive experience in transaction services including due diligence and business valuations, business recovery and reconstruction services.
Mr. Mususa previously worked with PwC for 36 years and developed expertise in corporate governance, financial reporting, risk management and control. He served as Country Senior Partner with PwC (Tanzania) for 14 years prior to his retirement. He also served in other roles; as Head of Assurance Risk and Quality in the PwC Africa Central region for three years and Head of Risk, Independence and Quality in the East Africa Market Areas for a period of two years.
Mr. Leonard also holds directorships in diverse companies in Kenya and Tanzania in financial, manufacturing and media sectors. He is a Fellow of the Association of Chartered Certified Accountants (FCCA) and Fellow Certified Public Accountant (Tanzania).

JUAN CARLOS ALBIZZATI

Non-Executive Director (Appointed on 02.03.17)

Mr. Juan Carlos is currently engaged as the Head of Risk Management Compliance and Control with Ciel Finance Limited.
In his previous role he was a seasoned banker and Risk-management expert with more than 40 years’ experience within the Societe Generale Group. He has occupied various roles as Head of Internal Audit, Deputy Head Trade Finance Department and as Head of Risk Division with Société Générale in Romania, Croatia, Argentina and Russian Federation. He was a Board member in Argentina, Executive member in Romania and Croatia and also sits as Management Board member in Russian Federation.
Mr. Albizzati holds an Academic Diploma in Finance and Administration from Buenos Aires University, Argentina and has undertaken different post-graduation studies in Economy, Finance, Accounting, Risk, Operational, Market Risk Activities, Recovery, Legal, within SG Group, in Private and State Schools”.