Tariff new structure

(Last updated 18.10.2021)

	Particulars	Individuals	Corporates	Others
A		Interest Rates
1		Deposits
	Savings	0.25% p.a.	N/A	N/A
	Moneytree	0.30% p.a (S.B + 0.05% on balance on excess of Rs1m)	N/A	N/A
	Call	N/A	N/A	N/A
	Term (MUR)	Depending on amount and tenor	Depending on amount and tenor	N/A
	Term (FCY)	Depending on amount and tenor	Depending on amount and tenor	N/A
2		Credit facilities (MUR)
	Prime Lending Rate	5.05% p.a.	5.05% p.a.	N/A
	Other credit facilities – margin over PLR	As per arrangement	As per arrangement	N/A
3	Credit facilities (FCY)
	Margin over LIBOR	As per arrangement	As per arrangement	N/A
B		DEPOSITS
4		Savings Account
	Minimum account opening balance*	Rs1,000/-	N/A	N/A
	Minimum credit balance to earn interest	Rs10,000/-	N/A	N/A
5		Current Account
	Minimum account opening balance*	Rs5,000/-	Rs5,000/-	N/A
	Cost of cheque book	Rs6/- per sheet	Rs7/- per sheet	N/A
	Monthly Service Fee (for SME customer, please refer to the SME Package fee)	Rs 86.25 Monthly (incl VAT)	Rs0.86 (incl VAT)per transaction. Minimum Rs115/- (incl VAT) monthly	N/A
6		Call Deposit Account
	Minimum account opening balance*	Rs50,000/-	Rs50,000/-	N/A
	Minimum credit balance to earn interest	N/A	N/A	N/A
7		Term deposits (MUR)
	Minimum amount*	Rs50,000/-	Rs50,000/-	N/A
	Deposit withdrawn before maturity (at the discretion of the Bank)	No interest is payable on deposit if withdrawn within 3 months from date of deposit. After 3 months - The rate applicable will be that prevailed at the time of placement for the period the deposit has run less 1% penalty. In absence of any quotation, prevailing SB rates less 1% penalty will be applied.	No interest is payable on deposit if withdrawn within 3 months from date of deposit. After 3 months - The rate applicable will be that prevailed at the time of placement for the period the deposit has run less 1% penalty. In absence of any quotation, prevailing SB rates less 1% penalty will be applied.	N/A
	Fee for issuing duplicate Term Deposit receipt	Rs50/-	Rs100/-	N/A
8		Term deposits (FCY)
	Minimum amount (in the currency)*	5,000/-	5,000/-	N/A
	Deposit withdrawn before maturity (at the discretion of the Bank)	No interest is payable on deposit if withdrawn within 3 months from date of deposit. After 3 months – The rate applicable will be that prevailed at the time of placement for the period the deposit has run less 1% penalty. In absence of any quotation, prevailing SB rate less 1% penalty will be applied.	No interest is payable on deposit if withdrawn within 3 months from date of deposit. After 3 months – The rate applicable will be that prevailed at the time of placement for the period the deposit has run less 1% penalty. In absence of any quotation, prevailing SB rate less 1% penalty will be applied.	N/A
9		Foreign Currency Account
	Minimum balance*
	• Euro	1,000	2,000	N/A
	• Pound Sterling	1,000	2,000	N/A
	• US Dollar	1,000	2,000	N/A
	• Other Currency	As per arrangement	As per arrangement	N/A
	Minimum credit balance to earn interest	1,000 (for Euro, Pound Sterling and US Dollar)	2,000 (for Euro, Pound Sterling and US Dollar)	N/A
	General charges	1% on cash deposit and withdrawal	1% on cash deposit and withdrawal	N/A
C		CREDIT FACILITIES
10		Credit Cards
a	Classic Card
	First Issue Fee / Annual fee	Rs230/- (incl VAT)	Rs230/- (incl VAT)	N/A
	Card Replacement Fee	Rs402.5/- (incl VAT)	Rs402.5/- (incl VAT)	N/A
	Request for increase in limit	Rs125/- (fixed)	Rs125/- (fixed)	N/A
	Late Payment Fee	Rs200/-	Rs200/-	N/A
	Cash Advance Fee (Local and Foreign)	2.5% of withdrawn amount. Minimum Rs125/-	2.5% of withdrawn amount. Minimum Rs125/-	N/A
	Interest Charges (Planters Card)	1% per month, 12% yearly	1% per month, 12% yearly	N/A
	Interest Charges (Teachers Card)	1.21% per month, 14.50% yearly	1.21% per month, 14.50% yearly	N/A
b	Gold Card
	First Issue Fee / Annual fee	Rs 805/- (incl VAT)	Rs 805/- (incl VAT)	N/A
	Card Replacement Fee	Rs402.5/- (incl VAT)	Rs402.5/- (incl VAT)	N/A
	Lost / Stolen Advice Fee	Free	Free	N/A
	Late Payment Fee	Rs200/-	Rs200/-	N/A
c	Platinum Card
	First Issue Fee / Annual Fee	Rs1,495/- (incl VAT)	Rs1,495/- (incl VAT)	N/A
	Card Replacement Fee	Rs402.5/- (incl VAT)	Rs402.5/- (incl VAT)	N/A
	Lost / Stolen Advice Fee	Free	Free	N/A
	Late Payment Fee	Rs250	Rs250	N/A
d	Infinite Card
	First Issue Fee / Annual Fee	Rs3,680/- (incl VAT)	Rs3,680/- (incl VAT)	N/A
	Card Replacement Fee	Rs 575/- (incl VAT)	Rs 575/- (incl VAT)	N/A
	Late Payment Fee	Rs500/- (fixed)	Rs500/- (fixed)	N/A
	Overlimit Fee	Rs500/- (fixed)	Rs500/- (fixed)	N/A
	Interest Charges	1.90% per month, 22.8% yearly	1.90% per month, 22.8% yearly	N/A
e	Business Card
	First Issue Fee / Annual Fee	N/A	Rs517.5/- (incl VAT)	N/A
	Card Replacement Fee	N/A	Rs402.50/- (incl VAT)	N/A
	Request for increase in limit	N/A	N/A	N/A
	Late Payment Fee	N/A	Rs225/- (fixed)	N/A
	Cash Advance Fee (Local and Foreign)	N/A	2% of withdrawn amount. Minimum Rs100/-	N/A
f	Common charges for Credit Cards
	PIN Re-issuance Fee	Rs 57.5 /- (incl VAT)	Rs 57.5 /- (incl VAT)	N/A
	Overlimit Fee (except for Infinite Card)	Rs200/- (fixed)	Rs200/- (fixed)	N/A
	Interest Charges (except for Infinite Card)	2% per month, 24% yearly	2% per month, 24% yearly	N/A
	Request for increase in limit (except Classic Card)	Free	Free	N/A
	Cash Advance Fee (Local and Foreign)	2.5% of withdrawn amount. Minimum Rs125/-	2.5% of withdrawn amount. Minimum Rs125/-	N/A
	Replacement Card Fee (sent abroad)	Replacement fee + Additional courier charges for cards sent abroad	Replacement fee + Additional courier charges for cards sent abroad	N/A
	Statement Request Fee	Rs25/- per page + Rs500/- if beyond 2 years	Rs25/- per page + Rs500/- if beyond 2 years	N/A
	Conversion Fee	3.0% of the amount on Foreign Currency transactions	3.0% of the amount on Foreign Currency transactions	N/A
11		Loans and Advances
a	Processing Fee - Overdraft / Loan / Bills Discounted (New or Additional)
	(i) Fully secured by Cash Deposit (with margin)	1.25% Minimum Rs1,500/- and Maximum Rs50,000/-	1% Minimum Rs1,000/- and Maximum Rs25,000/-	N/A
	(ii) Others	Up to Rs5.0M: 1.25% Minimum Rs2,000/- and Maximum Rs50,000 Secured, home, educational & car loan: 1.25% Consumer Loan: 1.50%	1% Minimum Rs1,000/- Secured, home, educational & car loan: 1.25% Consumer Loan: 1.50%	N/A
		Above Rs5.0M: 1.25%, Maximum Rs100,000/-	For SMEs (Up to Rs5.0M): 1% Minimum Rs1,000/- and Maximum Rs25,000	N/A
			For SMEs (Above Rs5.0M): 1% Maximum Rs100,000/-	N/A
	(iii) Temporary increase in Overdraft Limit	1% pro rata, Minimum 1 month	1% pro rata, Minimum 1 month	N/A
b	Processing Fee - Overdraft (Renewal at existing level)	0.5% Minimum Rs500/- and Maximum Rs25,000/-	0.5% Minimum Rs500/- and Maximum Rs50,000/-	N/A
	Temporary Overdraft Facility	0.50% pro rata, Minimum 1 month	0.50% pro rata, Minimum 1 month	N/A
	Penal fee exceeding authorised limit	(a) 2% p.a above the normal rate of interest for all new overdraft facilities granted on or after 01.01.14. (b) For overdraft facilities granted prior to 01.01.14 a penal rate of 6% p.a. is maintained above the normal rate	6% p.a. above the agreed rate of interest	N/A
	Commitment fee
	Commitment fee payable quarterly in advance after three months as from date of sanction letter on undrawn balance	1% p.a.	1% p.a.	N/A
	Early Redemption / Prepayment Fee	No such fee will be charged on loans granted on or after 01.01.14. For loans granted prior to 01.01.14, a fee of 1% p.a. is maintained on amount paid in advance, except for facilities governed by Borrowers Protection Act.	1% p.a. on amount paid in advance over residual lifetime of loan	N/A
			For SMEs - 2% of loan amount prepaid Minimum Rs3,000/-	N/A
	Amendment Fee	Rs500/-	Rs500/-	N/A
	Cancellation Fee	Rs1,000/-	Rs1,000/-	N/A
	Monthly Loan Service Fee	Rs86.25/- (incl VAT)	Rs86.25/- (incl VAT)	N/A
	Reschedulement Fee	0.5% - Minimum Rs1,000/-	0.5% - Minimum Rs1,000/-	N/A
12		Legal charges for creation of security documents
	Fixed / Floating Charges	Rs500/-	Rs1,000/-	N/A
	Others
	Gages sans deplacement	Same as fixed / floating charges	Same as fixed / floating charges	N/A
	Erasure of charges	Actual Government of Mauritius Charges + Rs500/-	Actual Government of Mauritius Charges + Rs500/-	N/A
	Pari-Passu	Actual Government of Mauritius Charges + Rs1,000/-	Actual Government of Mauritius Charges + Rs1,000/-	N/A
	Change in Security	Actual Government of Mauritius Charges + Rs1,000/-	Actual Government of Mauritius Charges + Rs1,000/-	N/A
	Partial Erasure	Actual Government of Mauritius Charges + Rs500/-	Actual Government of Mauritius Charges + Rs500/-	N/A
	Cession de Priorité	Actual Government of Mauritius Charges + Rs1,000/-	Actual Government of Mauritius Charges + Rs1,000/-	N/A
	Crystallisation Fees	Rs500/-	Rs500/-	N/A
	Change in Guarantor / Guarantee	Rs100/-	Rs100/-	N/A
	Renewal of Charges / Sureties	Government fee + Rs200/-	Government fee + Rs500/-	N/A
	Preparation of "Quittance & Mainlevée"	Actual Notary fee + Rs500/-	Actual Notary fee + Rs500/-	N/A
	Search and MCIB Fee	Housing and other secured advances: Rs600/- Consumer Loans: Rs200/-	Corporate: Rs2,500/- SMEs: Rs600/-	N/A
	Site Inspection	Rs 575 /- (incl VAT) per site visit	Rs 575 /- (incl VAT) per site visit	N/A
	Valuation of Property	Actuals as per valuer	Actuals as per valuer	N/A
	Reminder Fee (account in arrears)	Free	Free	N/A
13		Import Transactions
	Letter of Credit Opening Commission and Extension Commission
	First 6 months	0.5% - Minimum Rs800/-	0.5% - Minimum Rs800/-	N/A
	Each additional quarterly period	0.25% - Minimum Rs800/-	0.25% - Minimum Rs800/-	N/A
	Amendment Commission other than increase / extension	Rs500/-	Rs500/-	N/A
	Extension of Letter of Credit validity and increase in amount	Extension: 0.25% per quarter - Minimum Rs800/- Increase in amount: 0.50% - Minimum Rs800/-	Extension: 0.25% per quarter - Minimum Rs800/- Increase in amount: 0.50% - Minimum Rs800/-	N/A
	Transmission Cost by SWIFT
	Opening Letter of Credit	Rs500/-	Rs500/-	N/A
	Amendment on Letter of Credit	Rs300/-	Rs300/-	N/A
	Letter of Credit Negotiating Charges
	Letter of Credit negotiating commission	0.25% - Minimum Rs500/-	0.25% - Minimum Rs500/-	N/A
	SWIFT Charges	Rs200/-	Rs200/-	N/A
	Local Fee	Rs200/-	Rs200/-	N/A
	Letter of Credit Acceptance Commission
	Commission	0.125% per month - Minimum Rs500/-	0.125% per month - Minimum Rs500/-	N/A
	Cancellation Fee
	Commission	Rs150/- plus overseas bank charges where applicable	Rs150/- plus overseas bank charges where applicable	N/A
	Unutilised Fee
	Commission	Rs500/- plus overseas bank charges where applicable	Rs500/- plus overseas bank charges where applicable	N/A
	Issue of Shipping Guarantee
	Commission first two months	Rs800/-	Rs800/-	N/A
	Thereafter monthly	Rs400/-	Rs400/-	N/A
	Import Collection Bills (Payment)
	Negotiating Commission	0.5% - Minimum Rs500/-	0.5% - Minimum Rs500/-	N/A
	SWIFT	Rs200/-	Rs200/-	N/A
	Local Fee	Rs200/-	Rs200/-	N/A
	Handling Fee	Rs500/- every fortnight on each unpaid bill	Rs500/- every fortnight on each unpaid bill	N/A
	Protest Fee	USD200/- or equivalent	USD200/- or equivalent	N/A
	Others	Rs500/- fortnightly on overdue bills	Rs500/- fortnightly on overdue bills	N/A
	Local Bills
	Collection of local bills	0.50% flat - Minimum Rs500/-	0.50% flat - Minimum Rs500/-	N/A
14		Export Transactions
	Letter of Credit advising commission	Rs400/-	Rs400/-	N/A
	Letter of Credit amendment commission	Rs400/-	Rs400/-	N/A
	Confirming Documentary Credit
	Adding confirmation	As per arrangement	As per arrangement	N/A
	Transferring Documentary Credit
	Transfer Fee	Rs600/-	Rs600/-	N/A
	Transfer Fee outside Mauritius	0.25% - Minimum Rs800/- + SWIFT Charges Rs175/-	0.25% - Minimum Rs800/- + SWIFT Charges Rs175/-	N/A
	Amendment to transfer	Rs400/- per transaction + SWIFT Charges if applicable	Rs400/- per transaction + SWIFT Charges if applicable	N/A
	Unutilised Fee	Rs800/-	Rs800/-	N/A
	Cancellation Fee	Rs800/-	Rs800/-	N/A
	Negotiating Commission (L.C / Collection)
	Payment / Negotiation Commission	0.50% - Minimum Rs400/-	0.50% - Minimum Rs400/-	N/A
	Handling Fee	Rs500/-	Rs500/-	N/A
	Local Fee	Rs200/-	Rs200/-	N/A
	Courier Service	Actual amount as claimed by courier Minimum Rs1,200/-	Actual amount as claimed by courier Minimum Rs1,200/-	N/A
	SWIFT	Rs175/- per SWIFT message	Rs175/- per SWIFT message	N/A
	Registered Mail	Rs200/-	Rs200/-	N/A
	Discounting Export Bill
	Discounting Fee	Rs500/-	Rs500/-	N/A
	Trade cover - open account financing only - handling fee	Rs200/-	Rs200/-	N/A
	Postage Fee	Rs500/-	Rs500/-	N/A
15		Bank Guarantees
	Tender Bonds	1% flat for first 6 months and 0.25% for each additional 3 months - Minimum Rs750/-	1% flat for first 6 months and 0.25% for each additional 3 months - Minimum Rs750/-	N/A
	Performance Bonds	For amounts up to Rs6.0M: 1.5% p.a. On portion over Rs6.0M: 1% p.a. - Minimum Rs750/-	For amounts up to Rs6.0M: 1.5% p.a. On portion over Rs6.0M: 1% p.a. - Minimum Rs750/-	N/A
	Advance Payment Guarantees	2% p.a. - Minimum Rs750/-	2% p.a. - Minimum Rs750/-	N/A
	Avalised Bills of Exchange	2% p.a. - Minimum Rs1,000/-	2% p.a. - Minimum Rs1,000/-	N/A
	Customs Guarantees	1.5% p.a. - Minimum Rs1,000/-	1.5% p.a. - Minimum Rs1,000/-	N/A
	Money Guarantees	2% p.a. - Minimum Rs750/-	2% p.a. - Minimum Rs750/-	N/A
	Others	1.5% p.a. - Minimum Rs1,000/-	1.5% p.a. - Minimum Rs1,000/-	N/A
	Amendment Fee other than for increase in amount / extend validity period	Rs600/-	Rs600/-	N/A
	Outward Remittances by Telegraphic Transfer
	Commission	Rs300/- plus overseas bank charges where applicable	Rs300/- plus overseas bank charges where applicable	N/A
	SWIFT Charges	Rs200/-	Rs200/-	N/A
	Outward Remittances by Draft
	Commission	Rs150/- plus overseas bank charges where applicable	Rs50/- plus overseas bank charges where applicable	N/A
	Stop Payment on Draft	Rs200/- plus overseas bank charges where applicable	Rs200/- plus overseas bank charges where applicable	N/A
	Inward Remittances
	Telegraphic Transfer (TT)	Rs150/-	Rs150/-	N/A
	Drafts	Rs100/- plus overseas bank charges where applicable	Rs100/ -plus overseas bank charges where applicable	N/A
	Debit to Foreign Currency Accounts
	Commission in lieu of Exchange	0.50% on amount Minimum USD25/- and Maximum USD250/-	0.50% on amount Minimum USD25/- and Maximum USD250/-	N/A
	General Charges			N/A
	Invoice Substitution fee	Rs300/- (except for transfer of Letter of Credits)	Rs300/- (except for transfer of Letter of Credits)	N/A
D		GENERAL SERVICES
16		Treasury Bills
	Account Opening Fee	Rs250/-	N/A	N/A
	Transaction Fee	0.25% Minimum Rs 1,000/- Maximum Rs 2,500/-	N/A	N/A
17		Debit Cards
	Annual Fee	N/A	N/A	N/A
	Replacement of Lost / Stolen Cards	Rs115/- (incl VAT)	Rs115/- (incl VAT)	N/A
	Debit Card PIN Replacement Fee	Rs57.5/- (incl VAT)	Rs57.5/- (incl VAT)	N/A
	Urgent forwarding of card to overseas address	Actual costs	Actual costs	N/A
	Conversion Fee	3.0% of the amount on Foreign Currency transactions	3.0% of the amount on Foreign Currency transactions	N/A
	Withdrawals
	Bank One ATMs	N/A	N/A	N/A
	Other banks' ATMs (local and foreign)	Rs75/- flat	Rs75/- flat	N/A
18		Internet Banking
	Subscription Fee	Free	Free	N/A
19		Transfer Fee
	MACSS	Rs100/-	Rs100/-	N/A
	Normal	Rs10/-	Rs10/-	N/A
	Internal	Rs 30/- over the counter Free using Internet Banking	Rs 30/- over the counter Free using Internet Banking	N/A
20		Testimonials / Certificates
	Audit Confirmation Certificate	Rs1,000/-	Rs1,000/-	N/A
	Testimonial / Banker’s Reference Fee (conduct of account to banks abroad)	Overseas: USD35/-	Overseas: USD35/-	N/A
	Letter of Reference (conduct of account to local banks)	Rs1,000/-	Rs1,000/-	N/A
	Certificate of outstanding loan balance	Free	Rs1,000/-	N/A
	Certificate of Interest / Balance / Liabilities / Others	Free	Rs300/-	N/A
	Financial Standing	0.10% Minimum Rs2,500/- and Maximum Rs10,000/-	0.10% Minimum Rs2,500/- and Maximum Rs10,000/-	N/A
	Visa / Educational / Medical	Rs100/-	Rs100/-	N/A
	Copies of tax certificates at customer's request	Rs100/-	Rs100/-	N/A
21		Standing Instructions
	Internal transfer	Rs 30/- over the counter Free using Internet Banking	Rs 30/- over the counter Free using Internet Banking	N/A
	Transfer to other banks	Rs30/-	Rs30/-	N/A
	Dishonoured Standing Orders for lack of funds	Rs150/-	Rs150/-	N/A
	Direct Debit	Rs6/-	Rs6/-	N/A
	Unpaid Direct Debit due to lack of funds	Rs150/-	Rs150/-	N/A
22		Cheques
	Return Inward	Bank One cheque: Free Other banks: Rs25/- per cheque	Bank One cheque: Free Other banks: Rs25/- per cheque	N/A
	Return Outward (clearing or at counter)	Rs350/- per cheque	Rs350/- per cheque	N/A
	Stop Payment Orders	Rs100/-	Rs100/-	N/A
	Office Cheque Issuance	Rs150/-	Rs150/-	N/A
	Purchase of foreign cheques / banks draft	Rs100/-	Rs100/-	N/A
23		Safe Deposit Lockers
	Annual Rental & Others	Size 16 x 11 x 50: Rs1,380 (incl VAT) Size 31 x 11 x 50: Rs3,450 (incl VAT) Size 32 x 26 x 50: Rs5,750 (incl VAT)	Size 16 x 11 x 50: Rs1,380 (incl VAT) Size 31 x 11 x 50: Rs3,450 (incl VAT) Size 32 x 26 x 50: Rs5,750 (incl VAT)	N/A
	Access Fee	Free access twice a month. Thereafter Rs150/- per access.	Free access twice a month. Thereafter Rs150/- per access.	N/A
	Loss of Key	Breakage Fee of Rs11,500/- (incl VAT)	Breakage Fee of Rs11,500/- (incl VAT)	N/A
	Penalty Fee for non-payment of rental (after reminder)	Rs500/- per day	Rs500/- per day	N/A
24		Special Clearing
	Inward	Rs200/-	Rs200/-	N/A
	Outward	Rs100/-	Rs100/-	N/A
25		Maintenance Fee
	Dormant A/C
	• MUR	Free	Free	N/A
	• USD	Free	Free	N/A
	• EUR	Free	Free	N/A
	• Other Currencies	USD equivalent as above	USD equivalent as above	N/A
	Inactive A/C
	• MUR	Free	Free	N/A
	• USD	Free	Free	N/A
	• EUR	Free	Free	N/A
	• Other Currencies	USD equivalent as above	USD equivalent as above	N/A
	Closure of A/C
	• MUR	Rs200/-	Rs200/-	N/A
	• USD	$7/-	$7/-	N/A
	• EUR	USD equivalent as above	USD equivalent as above	N/A
	• Other Currencies	USD equivalent as above	USD equivalent as above	N/A
26		Others
	Emailing Statement	Rs25/-, frequency weekly	Rs25/-, frequency weekly	N/A
	Fax / Email Transmission Cost	Rs125/- per page (overseas); Rs15/- per page (local)	Rs125/- per page (overseas); Rs15/- per page (local)	N/A
	Current Account Statement by Fax	Ad hoc: Rs50/- per account per fax. On daily basis: Rs750/- per account per month.	Ad hoc: Rs50/- per account per fax. On daily basis: Rs750/- per account per month.	N/A
	Savings A/C - Statement on Request	For monthly statement: Rs100/- per month	For monthly statement: Rs100/- per month	N/A
	Duplicate Statement of Account	Rs25/- per page + Rs500/- if beyond 2 years	Rs25/- per page + Rs500/- if beyond 2 years	N/A
	Information from Archives	Search Fee of Rs150/- + Rs50/- per page	Search Fee of Rs150/- + Rs50/- per page	N/A
	Duplicate Passbook Issuance	Rs100/-	Rs100/-	N/A
	Processing Fee for Succession Account	Rs500/-	Rs500/-	N/A
	MNS Fee	N/A	Rs100/- per item	N/A
	Payroll Fee	Rs5/- per item (external)	Rs5/- per item (external)	N/A
	Investigation Charges	Rs300/- per item	Rs300/- per item	N/A
	Photostat Copy	Rs15/- per page	Rs15/- per page	N/A
	SME Package Fee / Monthly Service Fee	Rs 287.5 (incl VAT) Monthly	Rs 287.5 (incl VAT) Monthly	N/A

PARTICULARS		CHARGES
	REMITTANCES
	Inward
Telegraphic Transfers		Free
Cash Deposit		% (Min-USD10)
Cheques for collection		USD 15 per cheque
	Outward
Telegraphic transfers- Manual Instruction (including swift charges but excluding overseas bank charges if on account of Remitter)		0.15% (Min-USD30, Max-USD100)
Telegraphic transfers - Internet Banking (including swift charges but excluding overseas bank charges if on account of Remitter)		0.15% (Min-USD30, Max-USD100)
Drafts		USD 25 flat
Travellers Cheques		1% ( Min USD 15 )
Cash Withdrawal		1% (Min USD10)

INTERNET BANKING	Free of charge

TRADE SERVICES / LC’s
	Imports
Issuance		0.50% for first 6 months or part thereof Min USD50 +0.25% for each additional quarter or part thereof
Amendment others		USD 40 flat
Amendment/ increase in amount		0.50% for first 6 months or part thereof Min USD50 + 0.25% for each additional quarter or part thereof
Transmission cost By SWIFT
Acceptance		0.125% per month ot part thereof Min USD50
	Negociating charges
Local fee
SWIFT charges
LC negociating commission
Acceptance commission (under usance LC)
	Exports
Advising		0.1% flat (Min USD 40, Max USD 500)
Advising of Amendment		USD 50
Confirmation (subject to arragement)		0.25% flat (Min USD 100)
Negociation		0.25% (Min-USD30, Max-USD50)
DOCUMENTARY COLLECTIONS
	Import & Export
For release against acceptance, payment or free of payment		0.25 % flat (Min USD 50)
	Transmission costs
Courrier service		Min USD50 per mail
Fax Overseas		USD5 per page
Fax local		Free
Other (Swift, Telex etc.)		USD20
	FCY Credit Cards

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