Home Loan

simulate my loan

Purpose of loan

Construction costs

First residence

Other than 1st housing unit

Cost of project

RS

Amount financed

RS

Duration

YEARS

0

0

Monthly installment 1st year

RS

Monthly installment as from 2nd year

RS

Disclaimers: The information, which you calculate from this simulator, is intended for use by you as a guide only; it is not an offer and has no legal effect. Bank One accepts no responsibility for any losses arising from any use of or reliance upon any calculations or conclusions reached using the calculator.

Looking for your dream property? Want to renovate your house or refinance your existing home loan?

We have the right solution for you!

Financing up to 100% of construction costs

Financing up to 90% of project cost for a first acquisition

Financing up to 70% of project cost as from second acquisition

Attractive interest rates over the entire term of the loan

Minimum amount of Rs 200,000

Repayment of capital and interest over a maximum period of 35 years depending on age of borrower

* Terms and Conditions apply

Documents required

To speed up our approval process, the following documents are requested

1

National Identity Card / Passport

2

Birth Certificate

3

Marriage Certificate (if applicable)

4

Title-deed

5

Site Plan

6

Sales and Purchase agreement (for acquisitions)

7

Building Permit and construction plan

8

Quotation (for construction and renovation)

9

Evidence of income for last 12 months (payslips for salaried)

10

Bank statements for last 12 months (for non-Bank One customer)

Home Loan

Discover our other loan products

faq

Frequently asked questions

How Do I Report A Card Lost or Stolen?

Contact us immediately on 230 467 1900 to report and to request a replacement card.

Other questions

VIDEO

our youtube channel

Bank One Disclaimer

Legal Notice

Welcome to www.bankone.mu!

Please read the following important information before accessing this Website:

This Website is owned and operated by BANK ONE LIMITED and the use thereof indicate that you accept the Bank’s Terms and Conditions of Use.

If you do not agree to the Terms and Conditions of Use, you should not use the Website.

The Bank may, at its entire discretion, at any time and without notice, modify or update such Terms and Conditions of Use. Such changes shall be effective immediately and you shall be deemed to have accepted same if you continue to use the Website.

Although the Bank endeavours to provide correct information on its Website, it does not give any warranty express or implied as to its accuracy, completeness and reliability.

The Bank does not accept any liability for any errors or omissions of whatsoever nature as regards information, materials, functions and applications contained in its Website or as to any third-party Websites linked to or from its Website.

Terms & Conditions of Use

1) Information available on the Website are allowed to be printed and / or downloaded for personal use only and not for commercial purposes.

You may not reproduce, transmit or store any information contained on the Bank’s Website on any other Website without the Bank’s written permission.

2) The Website is intended to provide general information on the Bank and its products and services.

No information contained on the Website shall constitute or is intended to constitute financial, legal, accounting, investment or other professional advice or services. You are advised to take professional advice from a suitably qualified professional or adviser before taking any decision relating to your finances or business.

3) You acknowledge that information transmitted via the Internet is susceptible to monitoring and interception and you will be bear all risk of using such means. You further acknowledge that any unsolicited information communicated to us via Internet cannot be guaranteed to remain confidential.

4) The Website may contain technical, typographical or other inaccuracies and you are urged to contact us to confirm all information contained on this Website before placing any reliance on it.

5) The Bank agrees to make reasonable efforts to ensure full performance of its Internet Banking transactions. The Bank will be responsible for acting only on those instructions sent through Internet Banking which are actually received. The Bank does not assume responsibility for any malfunctioning in communication facilities not under its control that may affect the accuracy or timeliness of messages you send. The Bank will not be responsible for any losses or delays in transmission of instructions arising or caused by any browser software. It will, furthermore, not be accountable should you provide incorrect instructions or if your payment instructions are not given sufficiently in advance to allow for timely payment or delays in mail service.

Collection of Information

The Bank will not collect any information about you except where it is knowingly provided to us through this Website. The information we collect about you will depend on how you use the facilities offered via this web site.

In the event that you enter information in the process of completion of an online application form, the information will only be collected by us if you submit that online application to us. In other words, if you log out prior to submitting your application, any information which you had entered would be automatically deleted.

The Bank requires information to understand your needs and provide you with a better service, and in particular for the following reasons:

Internal record keeping.
Use the information to improve its products and services.
Sending periodicals and promotional emails on new products, special offers or other information which the Bank thinks you may find interesting using the email address which you have provided.
Our Contact Centre may call you to suggest products and services that are relevant to your needs based on the information you have provided.
Occasionally, the Bank may also use your personal information to contact you for market research purposes.
The Bank may contact you by email, phone, fax or mail and may use the information provided to customise the Website according to your interests.

The Bank will not sell or distribute your personal information to third parties unless it has your permission or is required by law to do so. You may request details of personal information which the Bank holds about you under the Data Protection Act 2004. If you would like a copy of the information held on you, please write to us.