Credit Business Analyst

CAREERS

Credit Analysis Department

Head Office

Job Summary:The main purpose of this position is to prepare comprehensive credit proposals based on the Deal Memo and other info received from Front Office and based on independent researches. Key Responsibilities:
  • Prepare credit proposals based on info received from Front Office by completing a comprehensive Analysis of the business.
  • Ensure credit proposals: - are unambiguous, error-free, complete and contains an in-depth analysis - depict all credit risks involved and give possible mitigants for these risks - are in alignment with the Bank’s Credit Policy, Central Bank's guidelines and other legislations (any breach to be clearly highlighted) - clearly specify Front Office recommendations and views as well as Credit Analysis independent and prudent recommendations - are completed and submitted to Seniors for review.
  • Ensure renewals submitted to Credit Analysis are completed on time.
  • Perform site visits for large and potentially risky SME deals.
  • Complete proposal within agreed SLA/KPI.
  • Review credit proposals from Junior Analysts.
  • Continuously strive to improve the quality of service provided by Credit Analysis Unit through Innovation and personal initiatives.
Technical and Behavioural Skills:
  • Strong knowledge of Central Bank’s guidelines and local legislation.
  • Sound Knowledge and understanding of banking products and lending processes.
  • Strong analytical skills and Risk Management techniques.
  • Highly numerate.
  • Fluency in English and French.
  • Ability to use Microsoft Office tools (Excel, Word, PowerPoint and Microsoft Outlook).
  • Ability to work under pressure and meet tight deadlines.
Qualifications & Experience:
  • ACCA qualified or a Degree in Banking/Finance/Economics/Accounting or an alternate qualification acceptable to the Bank.
  • Minimum 3 years’ experience in Credit Origination or Credit Risk in a bank / financial institution.
Please ensure all your personal, academic and professional details are up to date before sending your CV and motivation letter through our website or to the following email address: [email protected] Any incomplete application or those received by post will not be considered. Management reserves the right not to make any appointment following this advertisement.

Job offer

Submit your resume