Job Summary:

  • Execute the pledging, updating, and release of all documents related to the banking facilities
  • Support our internal clients by completing mortgage document and/or file requests in accordance to department expectations
  • Liaise with insurance companies
  • Assist in follow-up and disbursement of lease facilities
  • Do proper inputs in opening of all loans accounts on the system as well as ensure accurate input of limits with regards to overdrafts and other contingent facilities and bank limits and ensure ongoing maintenance of accounts linked to credit facilities to identify any abnormalities.
  • Update MCIB reporting and uploading of files

Key Responsibilities:

  • Prepare reports regarding the update, maintenance, and reconciliation of all collateral documents.
  • Work closely with insurance agencies, with regards to the mortgages, fire and allied and life insurance policies.
  • Track the arrival, retrieval and distribution of original collateral documents and/or files received
  • Review files for completeness and accuracy ensuring compliance with internal policies.
  • Prepare vehicle lien releases.
  • Watch List insurance tracking.
  • Interact with other business units as necessary on all aspects of member collateral monitoring, update and review.
  • Ensure loan accounts are properly opened on the system as per set terms and conditions of the sanction letter and classified under applicable scheme codes as per BOM guidelines.
  • Ascertain that inputs of overdraft limits are done in a timely manner to mitigate any reputational risk as far as possible, backdating of interest.
  • Ensure that the disbursement of loans is effected promptly within the set SLA for all units.
  • Make sure that settlement of loan accounts, part repayment and cancellation of limits are effected promptly as per set conditions of the sanction letter and with proper approval.
  • Ensure all data are properly captured on system for onwards verification by superiors and all inputs are strictly as per approvals.
  • Assist IT unit in system product testing.
  • Provide quality service to customers in terms of disbursement of Credit Facilities and inputs of overdraft limits in a timely manner.
  • Respond to queries from internal and external customers pertaining to credit facilities being disbursed.
  • Liaise with all units of the bank for a prompt and accurate delivery of service both for pre and post disbursement.

Technical Skills:

  • Good knowledge of the Central Bank’s guidelines and other relevant local legislation.
  • Good knowledge and understanding of banking products and lending processes.
  • Ability to read and interpret security documents.
  • Ability to use Microsoft Office tools (Excel, Word, PowerPoint and Microsoft Outlook).
  • Ability to work under pressure and meet tight deadlines.
  • Good interpersonal and communication (both verbal and written) in French and English.
  • Excellent team spirit.
  • Proactive, dynamic and solution provider.

Qualifications & Experience:

  • Minimum HSC, however a degree in Banking / Finance / Accounting would be an advantage.
  • 1 year experience in the banking sector would be an advantage.
  • Finacle (system) knowledge would be an advantage.

Please ensure all your personal, academic and professional details are up to date before sending your CV and motivation letter through our website or to the following email address: [email protected]
Any incomplete application or those received by post will not be considered.

Management reserves the right not to make any appointment following this advertisement.

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