Credit Analyst

CAREERS

Credit Risk Department

Head Office

Credit Analyst – Credit Risk Department Qualifications & Experience:
  • Degree in Banking/Finance/Accounting or partly qualified ACCA/CA/CIMA.
  • Minimum 2 years banking experience in Credit /financial analysis.
Key Responsibilities:
  • Assess credit proposals from Corporate and International Banking within agreed SLA/KPI. It would involve completing a comprehensive risk assessment to highlight inter alia, the credit risks involved and how to mitigate these risks.
  • Ensure alignment of all credit requests with the Bank’s Credit Policy and guidelines and formulate proper recommendations to the approving authority.
  • Undertake quantitative and qualitative financial analysis to develop a comprehensive understanding of counter party risks for new or increased facilities.
  • Assist in reviews of Sovereign and Bank limits.
  • Proactively research, analyze and manage data from reliable sources with the aim to preempt risks on the credit portfolio.
  • Assist to produce regulatory reports on credit concentration and related party transactions.
Technical Skills:
  • Computer literate with sound knowledge of word, excel, PowerPoint and Microsoft Outlook.
  • Thorough knowledge and understanding of loan granting processes including credit checks, affordability criteria and repayment terms and conditions.
  • Strong knowledge of Corporate Finance, Structured Trade Finance, Project Finance and Risk Management.
  • Sound knowledge of Central Bank’s guidelines and other relevant local legislations.
Behavioural Skills/ Competencies:
  • Excellent analytical skills.
  • Quality oriented, have an eye for details and show strong bias for continuous improvement.
  • Ability to work under pressure to meet tight deadlines.
  • Excellent planning, prioritizing and organizational skills.
  • Excellent team spirit.
  • Proactive, dynamic and solution provider.
  • Good interpersonal and communication (oral/written) skills.
Closing Date: 2nd of June 2017

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